Understanding ALE: What “Additional Living Expenses” Really Covers

When disaster strikes and your home becomes unlivable, you’ll likely need somewhere else to stay. But who pays for those costs? That’s where Additional Living Expenses (ALE) come into play. We can tell you from experience, this is one of the most confusing parts of a claim for most homeowners. Families often call us in a panic because they’ve been displaced and are unsure what’s covered, what’s not, and how long the coverage will last.