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Invoice Purchasing

We provide businesses with immediate cash flow by allowing them to sell outstanding invoices at a competitive rate. Instead of waiting for customers to pay, we advance a percentage of the invoice value upfront, giving you quick access to working capital. This helps businesses maintain smooth operations, cover expenses, and invest in growth without delays.

If you’ve ever finished a job and had to wait weeks or months to get paid by the insurance, you know how stressful it can be. At Black Diamond, we help you get cash faster by buying your unpaid invoices, so you don’t have to wait.

Do you have a service you would like us to fund?

We fund the following:

  • Blue Tarp Services

  • Shrink wrap Services

  • Water Mitigation

and more..

How It Works - Invoice Review & Advance Funding

When you submit an invoice to a member of our Black Diamond Team, we begin with a prompt review and underwriting process to assess whether the invoice aligns with a viable claim and reflects reasonable work performed. If it meets our criteria, we can advance you an agreed-upon portion of the invoice—so you don’t have to wait on the customer or insurance company to get paid.

For added peace of mind, we also offer pre-approval of mitigation jobs you’re considering. This lets you know in advance which projects may qualify for funding, helping you plan ahead and keep work moving forward with confidence.

Use that money to:

  • Pay your team
  • Buy materials
  • Start your next project
  • Cover rent, payroll, or any business expenses

Frequently Asked Questions

Who is eligible to use Black Diamond’s invoice purchasing services

We work with licensed contractors and public adjusters who provide services related to property claims, such as shrink wrap, blue tarp, and other emergency mitigation work.

How quickly can I receive funding for my invoices?

Once approved, we strive to process payments at the end of every week so you can maintain cash flow and keep your projects moving. All invoices need to be submitted on Tuesdays by 12pm. 

Is there a limit to the size or number of invoices I can sell?

No limit. We evaluate each invoice on a case-by-case basis. Whether it’s a single job or multiple large projects, we’ll work with you to find a funding solution that meets your needs.

What documentation do I need to provide?

Typically, we require the invoice itself, proof of service completion (photos, reports, etc.), and any relevant approval or work orders from the insurance carrier or client. Our team will guide you through the required paperwork. 

What are the fees or costs associated with invoice purchasing?

Our fees are transparent and based on a percentage of the invoice value. We’ll review the terms with you upfront before any agreement is finalized.